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Both consoles are so similar, the only big thing are the exclusives.
Overall PS4 has a cheaper subscription if you're going to be playing online a lot.
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The subscription prices are the exact same, so not sure where you are getting that from. Also Xbox also offers deals to make online more affordable, such as the one we had this week which had the subscription cost $1 for one month while PS4 would cost $10 for one month.