It is very easy if ur device just lag and u spamm on screen for disband guild
i disbanded my guild(accident) and it is also very easy to give away your guild to a guild member when you just gonna change rank or kick...
so many guilds is disbanded with 1 accident!
Thanks =_= 
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Ill try my best:
It is very simple to disband your guild if you are on an iDevice, you are delaying and you keep on tapping around on your device. I disbanded my guild on accident and I find it simple to give away your guild to another member of the guild as well, when you are meaning to change their rank and or kick them. So many guilds are disbanded by accident!
Thank me later.